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Financing · Our own inventory

Financing

Financing for a used car from our own inventory. Pre-qualify in a few minutes. It is not a credit application and it does not pull your credit.

Start pre-qualification

How it works

  1. Send the short form

    Name, contact info, ZIP, work and income range. That is it.

  2. We call you

    We go over the car, your down payment and what lenders will likely need from you.

  3. Full application

    You fill out the full credit application in person with us. We never ask for your Social Security number or date of birth by text or email.

  4. The lender decides

    We send your application to lenders we work with. They decide approval, rate and terms. Before you sign, you see the total you will pay in writing.

Buying through our auto brokers instead? On a car we find for you at another dealership, that dealership or your own lender handles the financing application. We help you compare and walk you through it.

What to have ready later: driver license, proof of income, proof of address and proof of insurance. We will tell you exactly what your lender asks for.

Pre-qualify

Applying for:
Five digits.
Include any income you want considered. Alimony, child support or separate maintenance income does not need to be included unless you want it considered.
Numbers only. Zero is fine.
A car from our inventory, or what you want.

This is a pre-qualification request, not a credit application. Sending it does not pull your credit. Approval is not guaranteed. If you move forward, you complete the full credit application in person with us, never by text or email.

Leaving this unchecked is fine. We will still reply.

We use what you send only to answer you and to work on the deal you ask about. We do not sell or share your personal information. We never ask for a Social Security number, a date of birth or bank details by text, by email or on this form. Privacy Policy

The fine print, in plain English

Approval is not guaranteed

Pre-qualifying does not mean you are approved. Approval, your rate and your terms are decided by the lender and depend on your credit history, income, the vehicle, your down payment and the lender’s own rules.

Who lends the money

AutoBrokerBoyz LLC is not a lender. If you finance a car from our own inventory, you sign a retail installment contract with us that we may assign to a bank, credit union or finance company. You can also bring your own financing.

No rates or payments on listings

We do not advertise rates or monthly payments. You get the full terms in writing, including the annual percentage rate, the amount financed and the total of payments, before you sign anything.

Add-ons are optional

Service contracts, GAP and other add-ons are never required to buy or finance a car. If we offer one, we tell you in writing that it is optional.

Equal Credit Opportunity

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

California law also prohibits discrimination in credit, including under the Unruh Civil Rights Act and Civil Code section 1812.30.

Your information

We use what you send only to contact you about financing and the car you want. See our Privacy Policy. Financing information is also covered by our Financial Privacy Notice.

Last updated October 4, 2026.